Jodette Kelley
Rapid City
Summary
46 years in the Credit Union industry, with the majority of that time spent underwriting credit applications and assessing risk. The past 14 years with a focus on underwriting, processing and maintaining relationships with our dealer partners.
Overview
14
14
years of professional experience
Work History
Sr Consumer Loan Underwriter
Black Hills Federal Credit Union
Rapid City, SD
04.2012 - Current
- Evaluated loan applications to determine creditworthiness and compliance with lending policies.
- Analyzed borrower financial data to assess risk.
- Collaborated with team members to streamline underwriting processes for improved efficiency.
- Support loan officers and processors to help with timely completion of loan application and or funding.
- Communicate with dealer partners regarding loan applications, processing and funding
- Assist with funding issues or discrepancies
- Review reports for funding and document archiving.
Education
High School Diploma -
Rapid City Central High School
Rapid City, SD05.1980
Skills
- Debt-to-income ratios
- Loan structuring
- Risk evaluation
- Credit analysis
- Tracking spreadsheets
- Loan documentation
- Income verification
- Documentation review
- Credit decision making
- Teamwork and collaboration
- Customer service
- Problem-solving
- Time management
- Attention to detail
Timeline
Sr Consumer Loan Underwriter
Black Hills Federal Credit Union
04.2012 - Current
High School Diploma -
Rapid City Central High School