Summary
Overview
Work History
Education
Skills
Software
Timeline
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HASSAN ZAFAR

Karachi

Summary

Highly accomplished finance professional with 6 years of diverse experience in finance. Key role include finance business partnering and risk management, allowing me to develop a comprehensive financial skill set and strong commercial acumen. Actively seeking opportunities that allow me to innovate and contribute to organizational success.

Overview

7
7
years of professional experience

Work History

Manager Governance, Risk and Assurance

Engro Eximp FZE
04.2024 - Current
  • Designed and implemented an integrated ERM framework , conducting a detailed risk assessment of critical business functions, evaluating the existing control environment, and utilizing advanced quantitative techniques for precise risk quantification.
  • Developed key risk indicators (KRIs) and deployed an automated system leveraging statistical models, including Monte Carlo simulations and VaR , to assess exposures and escalate breaches of defined risk thresholds.
  • Led a review of SOPs and internal controls , applying the COSO framework to identify gaps and inefficiencies. Implemented enhanced risk mitigation strategies, strengthening controls and reporting across key business functions. M
  • Collaborated with senior leadership and Board committees to define and operationalize the organization's risk appetite, ensuring alignment with strategic objectives and achieving an optimal balance between growth ambitions and risk tolerance.

Senior Finance Business Partner

Engro Fertilizers Limited
08.2022 - 04.2024
    • Oversaw financial performance management for the Phosphates Division (topline of USD 300Mn), by spearheading annual planning cycles, management reportings, and monthly closings .
    • Collaborated with business stakeholders to drive pricing decisions, variance analysis, and short-term tactical plans based on emerging market trends.
    • Acted as the financial controller for Company OPEX (USD 100Mn) . Key achievements included collaborating with cross-functional stakeholders to deliver USD 3Mn in structural cost savings, and introduced zero based budgeting approach for tough economic years.
    • Developed and deployed dashboards on QlikSense and QlikView , enhancing business oversight by providing management with real-time, granular financial insights.

Finance Business Partner

Engro Fertilizers Limited
08.2020 - 08.2022
    • Managed financial performance for the Crop Science Division (new business venture), leading annual planning, management reporting, and monthly financial closings.
    • Collaborated with commercial teams to develop and execute "3 Year Strategic Plan" , with key recommendations focused on strategic partnerships, product portfolio optimization, reorganizing dealer network and brand repositioning.
    • Identified control deficiencies and improved demand planning accuracy , reducing inventory losses due to expiry by 15% and bad debts by 10%.
    • Served as financial controller for CAPEX , conducting cost-benefit analysis (IRR and NPV methodologies) to assess project feasibility and securing Board approval for viable investments.

Investment Analyst

Cyan Limited
05.2019 - 08.2020
  • Developed detailed financial valuation models for publicly listed companies in the cement, fertilizer, and steel sectors, employing methodologies such as Discounted Cash Flow (DCF), Dividend Discount Model (DDM), and Price-to-Earnings (P/E) multiples.
  • Conducted in-depth research on commodity price trends, macroeconomic indicators, and industry-specific demand-supply dynamics to support investment theses and valuation assumptions.
  • Achieved an ~18% portfolio return , maintaining a strong track record on buy/sell recommendations.
  • Performed end-to-end financial valuation and due diligence for potential M&A transactions across the real estate, financial services, and healthcare sectors—including market analysis, regulatory review, and risk assessment.
  • Prepared and presented investment proposals to the Investment Committee and external stakeholders, while also advising on group-level investment strategy and capital allocation decisions.

Assistant Relationship Manager

Meezan Bank
09.2018 - 05.2019
    • Managed a corporate lending portfolio exceeding USD 200M , encompassing clients from the cement, textile, and pharmaceutical industries.
    • Led efforts in client acquisition, retention, and portfolio expansion , ensuring sustained growth and diversification.
    • Prepared and presented credit proposals to facilitate new lending arrangements, successfully increasing the customer base by USD 20M within six months.

Education

Bachelor of Science - Accounting & Finance

Lahore University of Management Sciences
Lahore, PB
06.2018

CFA -

Chartered Financial Analyst

Skills

  • Performance/P&L management
  • Financial Modelling and Analysis
  • Business and Strategic Planning
  • Financial Risk Assessment and Mitigation
  • Team leadership
  • Stakeholder Management
  • Business Process Improvement

Software

Microsoft Excel

Microsoft Powerpoint

Power BI

SAP

Qlik

R

Timeline

Manager Governance, Risk and Assurance

Engro Eximp FZE
04.2024 - Current

Senior Finance Business Partner

Engro Fertilizers Limited
08.2022 - 04.2024

Finance Business Partner

Engro Fertilizers Limited
08.2020 - 08.2022

Investment Analyst

Cyan Limited
05.2019 - 08.2020

Assistant Relationship Manager

Meezan Bank
09.2018 - 05.2019

Bachelor of Science - Accounting & Finance

Lahore University of Management Sciences

CFA -

Chartered Financial Analyst

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HASSAN ZAFAR